Condo Insurance
Condo corp fees.
Your problem.
Not anymore.
Get your instant price -Brokers on demand no phone calls required
Takes 4 minutes · Licensed Canadian broker
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Faster than making coffee
Step 1 of 4 · Your home
What type of home are you insuring?
Step 2 of 4 · Your address
Where is the home located?
Step 3 of 4 · Your coverage
Choose your protection level
✓ Your quote is ready
Monthly Premium
$87/mo
Comprehensive · 2,100 sqft · Calgary, AB
Get covered now →What actually gets covered?
Pick a real scenario. See exactly what insurely pays — and what you'd owe without us.
Flood traced to your unit — corp assesses $45,000 deductible
$45,000
CONDO DEDUCTIBLE ASSESSMENT · TORONTO
Condo corp deductibles are typically $25,000–$50,000. When a loss originates in your unit, that deductible is yours. Most owners don't realise this until it happens.
Insurely could cover
- ✓Condo deductible protection up to $50,000
- ✓$75,000 & $100,000 options available
- ✓Loss assessment liability at your personal liability limit
- ✗Bareland condos not eligible
insurely covers: up to $50,000 in assessments. The gap is closed.
Read our privacy policy here, and our terms and conditions here.
What's in every policy
No asterisks. No "available on select plans." This is what you get.
Condo all-inclusive protection — $500,000
Improvements & betterments, contingent coverage, loss assessment property. Buy-up to $1,000,000 available.
Always included
Contents — $30,000 to $150,000
Everything you own at replacement cost. Furniture, electronics, clothing. Bicycles up to $3,000 each.
Always included
Personal liability — up to $3M
Someone hurt in your condo, or damage to a neighbouring unit traced back to yours. Up to $3M covered.
Always included
Water damage
Sewer backup up to $30,000. All water losses up to $30,000 (min. $2,500 deductible). Tear-out included.
Always included
Additional living expenses — 200% of contents
Hotel, meals, storage — covered for the full repair period. The most generous ALE of any insurely product.
Always included
Condo deductible protection — up to $50,000
When the master policy deductible is assessed to your unit, insurely covers your share. $75K and $100K options available.
Always included
Identity theft — $15,000
Legal and administrative costs if your identity is stolen. A differentiator most condo policies don't include.
Always included
Earthquake coverage (BC & ON)
Optional add-on on contents. BC: 15% deductible, ON: 10% deductible.
Optional upgradeInsurely vs. the old way
We're just better. Our 5 Star Google reviews say it all.
| Feature | insurely | Big banks | Brokers |
|---|---|---|---|
| Time to get a quote | 4 minutes online | Days–weeks | Multiple calls |
| File a claim online, 24/7 | ✓ Always available | ✗ Phone only | ✗ Office hours |
| Cancel anytime, no fee | ✓ No penalty ever | Fees may apply | Fees may apply |
| Plain language policy | ✓ Always | ✗ Legal jargon | ✗ Legal jargon |
| Starting monthly cost | From ~$67/month | ~$95/month | ~$112/month |
| Office Headquarters | ✓ Canadian-based | ✓ | Varies |
Three plans. No surprises.
Your exact price is in your quote. These are real averages — not bait-and-switch teaser rates.
Essential
Core condo protection
Average for Canadian condo owner
- ✓Condo protection $500,000
- ✓Deductible protection $50,000
- ✓Contents $30,000
- ✓Personal liability $1M
Comprehensive
Full unit protection
Average for Canadian condo owner
- ✓Everything in Essential
- ✓Contents $75,000
- ✓Personal liability $2M
- ✓Sewer backup included
- ✓Identity theft $15,000
Premium
Maximum coverage
Protection buy-up to $1M
- ✓Everything in Comprehensive
- ✓Condo protection buy-up to $1,000,000
- ✓Contents up to $150,000
- ✓Personal liability $3M
- ✓Earthquake (BC & ON)
Prices are averages. Your exact quote takes 4 minutes and zero commitment.
When it matters most.
Filing a claim should be the easiest part of a terrible situation. We made sure it is.
One call or online form. One claims liaison who picks up your case and stays on it. Payment directly to your account. No voicemail mazes, no 6-week waits, no being transferred to someone who doesn't know your file.
File online or call — any time, 24/7
Takes about 10 minutes. No paperwork to print or fax.
Your claims liaison is assigned
One person, your file, start to finish. Not a call centre.
Assessment & approval
Fast-track for straightforward claims. Transparent timeline.
Direct deposit to your account
No cheque, no waiting at the mailbox.
600+ Google reviews. ★★★★★
Already insured? Switch in under 10 minutes.
No waiting for renewal. We handle the paperwork. Zero gap in coverage — your new policy starts the moment you accept.
Start my SwitchGet your insurely quote — 4 minutes
Accept your policy — coverage starts immediately
Cancel your old policy — we'll help if needed
Pocket the savings every single month
The questions everyone asks.
Building structure, contents, personal liability up to $1M, and additional living expenses if your home is uninhabitable. Water damage, fire, theft, and storm are all standard. Overland flooding is an available add-on — especially important in Alberta where hail and flooding are common.
More from Insurely
Protected. In 4 minutes.
Brokers only if you want them. No phone tag. No fine print that needs a law degree. Just real condo insurance, from $3/day.
CANCEL ANYTIME · INSURELY.CA