Rented Condo Insurance
Condo corp.
Your liability.
Covered.
Get your instant price - Brokers on demand, no phone calls required
Takes 4 minutes · Licensed Canadian broker
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Step 1 of 4 · Your home
What type of home are you insuring?
Step 2 of 4 · Your address
Where is the home located?
Step 3 of 4 · Your coverage
Choose your protection level
✓ Your quote is ready
Monthly Premium
$87/mo
Comprehensive · 2,100 sqft · Calgary, AB
Get covered now →What actually gets covered?
Pick a real scenario. See exactly what insurely pays — and what you'd owe without us.
Flood from upstairs — corp assesses $40,000 deductible to your unit
$40,000
CONDO DEDUCTIBLE ASSESSMENT · TORONTO AVERAGE
The condo corp covers the building, but their deductible (often $25,000–$50,000) gets passed to the unit involved. Without this coverage, you pay it personally.
Insurely could cover
- ✓Condo deductible protection up to $50,000
- ✓$75,000 & $100,000 options available
- ✓Loss assessment liability at your liability limit
- ✓Applies to assessments from any covered loss
- ✗Bareland condos not eligible
insurely covers: up to $50,000 in condo corp deductible assessments.
Read our privacy policy here, and our terms and conditions here.
What's in every policy
No asterisks. No "available on select plans." This is what you get.
Condo all-inclusive protection — $250,000
Improvements & betterments, contingent coverage, loss assessment property. Buy-up to $500,000 available.
Always included
Lost rental income
Included in every policy. If your unit is uninhabitable after a covered loss, your rental income is protected.
Always included
Water damage
Sewer backup up to $25,000. All water losses up to $25,000 (min. $2,500 deductible). Tear-out included.
Always included
Cost to find new tenants
$250 toward advertising a replacement tenant after a vacancy caused by a covered loss.
Always included
Condo deductible protection — up to $50,000
When the corp's master policy deductible hits your unit, we cover your share. $75K and $100K options available.
Always included
Landlord contents — $25K to $100K
Appliances, fixtures and window coverings you supply to the tenant, at replacement cost.
Always includedPremises liability — up to $3M
Tenant injury, property damage, slip-and-fall. Up to $3M coverage plus legal defence costs.
Always included
Earthquake coverage (BC & ON)
Optional — covers dwelling, structures and contents. BC: 15%, ON: 10% deductible.
Optional upgradeInsurely vs. the old way
We're just better. Our 5 Star Google reviews say it all.
| Feature | insurely | Big banks | Brokers |
|---|---|---|---|
| Time to get a quote | 4 minutes online | Days–weeks | Multiple calls |
| File a claim online, 24/7 | ✓ Always available | ✗ Phone only | ✗ Office hours |
| Cancel anytime, no fee | ✓ No penalty ever | Fees may apply | Fees may apply |
| Plain language policy | ✓ Always | ✗ Legal jargon | ✗ Legal jargon |
| Starting monthly cost | From ~$67/month | ~$95/month | ~$112/month |
| Office Headquarters | ✓ Canadian-based | ✓ | Varies |
Three plans. No surprises.
Your exact price is in your quote. These are real averages — not bait-and-switch teaser rates.
Essential
Core landlord protection
Average for an Alberta condo landlord
- ✓Condo protection $250,000
- ✓Deductible protection $50,000
- ✓Lost rental income
- ✓Personal liability $1M
Standard
Full unit protection
Average for an Alberta condo landlord
- ✓Everything in Essential
- ✓Landlord contents $50,000
- ✓Premises liability $2M
- ✓Sewer backup included
- ✓Water protection add-on
Premium
Maximum protection
Protection buy-up to $500,000
- ✓Everything in Comprehensive
- ✓Condo protection buy-up to $500,000
- ✓Deductible shield up to $100,000
- ✓Premises liability $3M
- ✓Earthquake (BC & ON)
Prices are averages. Your exact quote takes 4 minutes and zero commitment.
When it matters most.
Filing a claim should be the easiest part of a terrible situation. We made sure it is.
One call or online form. One claims liaison who picks up your case and stays on it. Payment directly to your account. No voicemail mazes, no 6-week waits, no being transferred to someone who doesn't know your file.
File online or call — any time, 24/7
Takes about 10 minutes. No paperwork to print or fax.
Your claims liaison is assigned
One person, your file, start to finish. Not a call centre.
Assessment & approval
Fast-track for straightforward claims. Transparent timeline.
Direct deposit to your account
No cheque, no waiting at the mailbox.
600+ Google reviews. ★★★★★
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No waiting for renewal. We handle the paperwork. Zero gap in coverage — your new policy starts the moment you accept.
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The questions everyone asks.
Building structure, contents, personal liability up to $1M, and additional living expenses if your home is uninhabitable. Water damage, fire, theft, and storm are all standard. Overland flooding is an available add-on — especially important in Alberta where hail and flooding are common.
More from Insurely
Protected. In 4 minutes.
Talk to a broker only if you want to. No fine print that needs a law degree. Just real rental condo insurance, from $3/day.
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