Tenant Insurance
Your stuff.Their building.Your problem.Not anymore.
Get your instant price - Brokers on demand, no phone calls required
Takes 4 minutes · Licensed Canadian broker
Time elapsed
0:00
Faster than making coffee
Step 1 of 4 · Your home
What type of home are you insuring?
Step 2 of 4 · Your address
Where is the home located?
Step 3 of 4 · Your coverage
Choose your protection level
✓ Your quote is ready
Monthly Premium
$87/mo
Comprehensive · 2,100 sqft · Calgary, AB
Get covered now →What actually gets covered?
Pick a real scenario. See exactly what insurely pays — and what you'd owe without us.
Break-in — laptop, TV, jewellery gone
$8,500
TYPICAL CONTENTS LOSS · CANADIAN RENTAL
Laptop ($2,200), TV ($900), jewellery ($2,500), gaming console ($600), cash and cards ($300). Without coverage you replace everything yourself.
Insurely could cover
- ✓Electronics at replacement cost
- ✓Jewellery up to $5,000
- ✓Cash & cards up to $300
- ✓Lock & door damage up to $1,000
- ✗Theft without forced entry excluded
insurely pays: ~$7,800 after your deductible.
Read our privacy policy here, and our terms and conditions here.
What's in every policy
No asterisks. No "available on select plans." This is what you get.
Contents & belongings
$30,000 to $150,000 at replacement cost. Furniture, electronics, clothing — everything you own inside the rental.
Always included
Additional living expenses
20% of your contents limit. Hotel, meals and storage if your unit is uninhabitable after a covered loss.
Always included
Water damage
Sewer backup up to $30,000. All water losses up to $30,000 (min. $2,500 deductible). Tear-out included.
Always included
Lock replacement
Up to $1,000 to replace locks after a break-in or attempted break-in.
Always included
Business property on premises
Up to $2,000 for business equipment kept at home.
Always included
Personal liability — up to $3M
Someone gets hurt in your unit, or you accidentally damage someone else's property. Legal costs and damages covered.
Always includedJewellery & valuables
Jewellery, watches and gems up to $5,000. Furs up to $5,000. Bicycles up to $1,000 each.
Always included
Earthquake coverage (BC & ON)
Optional — covers dwelling, structures and contents. BC: 15%, ON: 10% deductible.
Optional upgradeInsurely vs. the old way
We're just better. Our 5 Star Google reviews say it all.
| Feature |
|---|
| Time to get a quote |
| File a claim online, 24/7 |
| Cancel anytime, no fee |
| Plain language policy |
| Starting monthly cost |
| Office Headquarters |
Three plans. No surprises.
Your exact price is in your quote. These are real averages — not bait-and-switch teaser rates.
Basic
Core protection
Average for a 1-bedroom rental
- ✓Contents $30,000
- ✓$1M personal liability
- ✓Water damage
- ✓Additional living expenses
Standard
Full protection
Average for a 2-bedroom rental
- ✓Everything in Basic
- ✓Contents $75,000
- ✓$2M personal liability
- ✓Sewer backup
- ✓Student property away from home
Premium
Maximum coverage
Contents up to $150,000
- ✓Everything in Standard
- ✓Contents $150,000
- ✓$3M personal liability
- ✓Earthquake (BC & ON)
- ✓Water protection add-on
Prices are averages. Your exact quote takes 4 minutes and zero commitment.
When it matters most.
Filing a claim should be the easiest part of a terrible situation. We made sure it is.
One call or online form. One claims liaison who picks up your case and stays on it. Payment directly to your account. No voicemail mazes, no 6-week waits, no being transferred to someone who doesn't know your file.
File online or call — any time, 24/7
Takes about 10 minutes. No paperwork to print or fax.
Your claims liaison is assigned
One person, your file, start to finish. Not a call centre.
Assessment & approval
Fast-track for straightforward claims. Transparent timeline.
Direct deposit to your account
No cheque, no waiting at the mailbox.
600+ Google reviews. ★★★★★
Already insured? Switch in under 10 minutes.
No waiting for renewal. We handle the paperwork. Zero gap in coverage — your new policy starts the moment you accept.
Start my SwitchGet your insurely quote — 4 minutes
Accept your policy — coverage starts immediately
Cancel your old policy — we'll help if needed
Pocket the savings every single month
The questions everyone asks.
Building structure, contents, personal liability up to $1M, and additional living expenses if your home is uninhabitable. Water damage, fire, theft, and storm are all standard. Overland flooding is an available add-on — especially important in Alberta where hail and flooding are common.
Banks and brokers charge what it costs to run their system — the hold music, the callbacks, the paperwork (and the fax machine)... Insurely cuts all of that out and sells directly to you online.
Yes. Work-from-home equipment, monitors, and personal computers are covered under your contents limit. If you run a registered business from your home, coverage may differ — let us know during your quote.
Yes. Jewellery, fine arts, bicycles, and other high-value items can be scheduled separately with their own higher limits. Just tell us during the quote process — takes about 2 minutes.
Your deductible is what you pay out of pocket before we cover the rest. Standard deductibles range from $500–$2,500. Choose a higher deductible to lower your monthly premium. You decide during the quote.
Burst pipes and internal water damage are always included. Overland flooding (water entering from outside) is available as an add-on and is strongly recommended for Alberta homeowners given the province's increasing flood events.
Yes — renovations increase your home's replacement value and your existing coverage may not fully protect it. Log into your account or call us and we'll update your coverage to match. It takes about 5 minutes.
Yes — cancel anytime, no fee, no penalty. If you're selling, we can close your policy on the exact date of possession transfer. No runaround, no waiting period.
More from Insurely
Protected. In 4 minutes.
Talk to someone only if you want to. No phone tag. No fine print that needs a law degree. Just real tenant insurance, from $3/day.
CANCEL ANYTIME · INSURELY.CA