Home Insurance
Complicated.
Overpriced.
Full of BS.
Not anymore.
Get your instant price — Brokers on demand, no phone calls required
Takes 4 minutes · Licensed Canadian Broker
Time elapsed
0:00
Faster than making coffee
Step 1 of 4 · Your home
What type of home are you insuring?
Step 2 of 4 · Your address
Where is the home located?
Step 3 of 4 · Your coverage
Choose your protection level
✓ Your quote is ready
Monthly Premium
$87/mo
Comprehensive · 2,100 sqft · Calgary, AB
Get covered now →What actually gets covered?
Pick a real scenario. See exactly what insurely pays — and what you'd owe without us.
Burst pipe in the wall
$28,000
Average Repair Cost
A frozen pipe bursts inside your wall over the weekend. Water damage spreads to flooring, drywall, and your finished basement before you notice.
Insurely could cover
- ✓Emergency plumbing repair
- ✓Drywall and structural repair
- ✓Flooring replacement
- ✓Contents replacement
- ✓Temporary accommodation
- ✗ Without insurance: $28K out of pocket
Your deductible: ~$500. We cover the other $27,500.
Read our privacy policy here, and our terms and conditions here.
What's in every policy
No asterisks. No "available on select plans." This is what you get.
Building structure
Walls, roof, floors, foundations — covered for fire, water, storm, and more.
Always included
Contents & belongings
Furniture, electronics, clothing — everything you own inside the home.
Always included
Personal liability — $1M
If someone's hurt on your property, or you accidentally damage someone else's.
Always included
Water damage
Burst pipes, sewer backup, accidental discharge from appliances.
Always included
Additional living expenses
Hotel, meals, storage — if your home is uninhabitable after a covered loss.
Always included
Guaranteed replacement cost
If it costs more to rebuild than expected, we cover the full rebuild. No gaps.
Always includedInsurely vs. the old way
We're just better. Our 5 Star Google reviews say it all.
| Feature | insurely | Big banks | Brokers |
|---|---|---|---|
| Time to get a quote | 4 minutes online | Days–weeks | Multiple calls |
| Guaranteed replacement cost | ✓ Always standard | Optional +$$ | Optional +$$ |
| File a claim online, 24/7 | ✓ Always available | ✗ Phone only | ✗ Office hours |
| Cancel anytime, no fee | ✓ No penalty ever | Fees may apply | Fees may apply |
| Plain language policy | ✓ Always | ✗ Legal jargon | ✗ Legal jargon |
| Starting monthly cost | From ~$67/month | ~$95/month | ~$112/month |
| Office Headquarters | ✓ Canadian-based | ✓ | Varies |
Three plans. No surprises.
Your exact price is in your quote. These are real averages — not bait-and-switch teaser rates.
Essential
Core protection
Average for Canadian homeowner
- ✓Building + contents
- ✓$500K personal liability
- ✓Water damage
- ✓Additional living expenses
Comprehensive
Full protection
Average for Canadian homeowner
- ✓Everything in Essential
- ✓Guaranteed replacement cost
- ✓$1M personal liability
- ✓Overland flooding
- ✓Home office equipment
Premium
Everything + extras
Average for Canadian homeowner
- ✓Everything in Comprehensive
- ✓Jewellery & fine arts coverage
- ✓Identity theft protection
- ✓Enhanced contents limits
Prices are averages. Your exact quote takes 4 minutes and zero commitment.
When it matters most.
Filing a claim should be the easiest part of a terrible situation. We made sure it is.
One call or online form. One claims liaison who picks up your case and stays on it. Payment directly to your account. No voicemail mazes, no 6-week waits, no being transferred to someone who doesn't know your file.
File online or call — any time, 24/7
Takes about 10 minutes. No paperwork to print or fax.
Your claims liaison is assigned
One person, your file, start to finish. Not a call centre.
Assessment & approval
Fast-track for straightforward claims. Transparent timeline.
Direct deposit to your account
No cheque, no waiting at the mailbox.
600+ Google reviews. ★★★★★
Already insured? Switch in under 10 minutes.
No waiting for renewal. We handle the paperwork. Zero gap in coverage — your new policy starts the moment you accept.
Start my SwitchGet your insurely quote — 4 minutes
Accept your policy — coverage starts immediately
Cancel your old policy — we'll help if needed
Pocket the savings every single month
The questions everyone asks.
Building structure, contents, personal liability up to $1M, and additional living expenses if your home is uninhabitable. Water damage, fire, theft, and storm are all standard. Overland flooding is an available add-on — especially important in Alberta where hail and flooding are common.
More from Insurely
Condo Insurance
Covereage for your unit, contents, and liability - without paying for what condo corp already handles.
Explore
Tenant Insurance
You don't own the building, but you own everything in it. Protect your stuff from $11/month.
Explore
Landlord Insurance
Rental property, loss of income, and liability - all covered. Made for property owners who want it simple.
ExploreProtected. In 4 minutes.
Brokers only if you want them. No phone tag. No fine print that needs a law degree. Just real home insurance, from $3/day.
CANCEL ANYTIME · INSURELY.CA